Retirement Contribution Split

Inputs

Person A

IncomeWork income A ($/mo)

AssetSavings A ($)

AssetFund capital ($)

IncomeFund yield (%/yr) → monthly income

CreditedDental insurance ($/mo)

CreditedVision insurance ($/mo)

Person B

IncomeWork income B ($/mo)

AssetSavings B ($)

IncomePension 1 ($/mo)

IncomePension 2 ($/mo)

CreditedHealth insurance ($/mo)

DebitStudent loan payment ($/mo)

Per-person breakdown

Person A

Item	Category	Monthly	Assets
Totals

Person B

Item	Category	Monthly	Assets
Totals

Totals

Monthly cashflow = each person's credits (pensions, fund income, and the insurance premiums they pay) minus debits (the student-loan payment). Insurance premiums are credited to whoever pays them; only the loan is a minus. Assets brought in = savings plus fund capital. They are shown separately on purpose: the fund's income is what its capital produces, so adding both into one figure would count the same money twice. Per your instruction, the entire fund — both its $549,000 capital (in Assets) and the income it generates (in Monthly cashflow) — is credited to A.